Cool How Long Home Equity Loan Take References. Your home equity goes up in two ways: From application, to underwriting, to closing, the whole process for a home equity loan typically takes about 2 weeks, while refinances could take up to 60 days.

As you pay down your. The truth is that home equity loan approval can take anywhere from a week—or two up to months in some cases. It can take 2 to 4 weeks from application to closing for a home equity loan or heloc , depending on the complexity of.